MORTGAGE SECRETS FROM A MORTGAGE BROKER

What ever happened to the mortgage burning party?

Do you know what a mortgage burning party is? Our grandparents and great grandparents did and that was their financial goal: to pay off the mortgage. All the friends of the newly debt-free homeowner were invited to the party which ended in a blaze of freedom as the mortgage was burned. Unfortunately, somewhere along the line that goal has become a distant memory. The concept of paying off the mortgage and owning the home free and clear is clearly disappearing from our culture along with the security and peace of mind that our ancestors experienced when their home was free of loans.

The Home Loan Terminator® wants to help you reach the goal of financial freedom and celebrate by “burning” that mortgage. 

Home Loan Terminator®….A Revolutionary Way to Cut Your Mortgage Interest (without making extra payments)

Make Your Money Work for You 

What banks don’t want you to know…and won’t tell you. Banks make income on the money sitting in your checking (and savings) account. They may be paying you anywhere from 0 - 1% on the money in your checking account. But they loan it out at 6%-35% interest on everything from auto loans to credit cards. 

The American dream, we’re told, is to have a good career, work hard, save money by putting it into the bank for retirement, and everything will be fine. It’s all a lie. The only ones getting rich are the bankers. And they’re laughing all the way to the bank with their bonuses having made their bank obscene amounts of money by charging up to 35% interest to borrower your own money sitting in the bank. Think about it... They’re actually charging you interest to borrow your own money!!! What a great business model! 
The revolutionary “Home Loan Terminator”® takes your money and makes it work for you not the bank. The Home Loan Terminator® uses your money…sitting around doing nothing… and puts it to work…lowering your principal balance. You never change your spending habits or make any extra payments above your normal mortgage payment.

Why hasn’t this service been offered before?

This loan has been around for many years. The concept originated in Australia and is now used extensively in Great Britain, New Zealand, and Australia. You see, mortgage interest is not a deductible expense over there, so there is a big incentive to pay the mortgage off as soon as possible. When the concept was developed there was an incredible amount of resistance to it by the banks in Australia because their largest profit center, making money on your money month-after-month, was being threatened. They weren’t interested in developing a program which would reduce this major profit center. 

Little Known Banking Principal

Lenders don’t tell you this but the interest on your home loan is calculated on the daily principal balance. When you reduce the principal amount of your loan if only for one day this daily savings doesn’t seem like much. But with each incremental principle reduction you reduce the interest accrued as well and that savings in interest goes to pay down your balance even more. This creates another principal: Interest saved is interest earned and this savings adds up because your interest saved is growing at a compounded rate equal to your mortgage interest rate. Even Einstein himself said there is nothing more powerful in the Universe than the power of compounding.

Who’s Eligible?

The Home Loan Terminator® is available on the purchase or refinance of owner and non-owner occupied single family residences including a vacation home, condominium, or one to four unit properties with loan amounts up to 80 %LTV. A stated income program is also available.

Can You Save Even More Interest?

Of course. There are many techniques we can give you to help you save more and pay off the mortgage even sooner. Here’s one:
On a refinance, take out a larger loan and pay off higher interest rate credit cards. If you’re paying 15% on a balance, pay it off. Add the credit card balance to your mortgage balance which would have a lower interest rate. The money that would have been going towards interest on the credit card is now going towards your mortgage payment and the difference between 15% and the mortgage rate goes towards paying down your principal at a compounded rate. Added bonus: the interest on the consolidated credit card balance may now be tax deductible.

Numbers Don't Lie!

The numbers speak for themselves. Don’t let this mortgage secret stay a secret. Act on it and you will increase your wealth by hundreds of thousands dollars in a very short time. Your financial security and peace of mind may depend on it. 

Is there a mortgage burning party in your future?

Call Today:

800-588-2004
INFO@HOMELOANTERMINATOR.COM